Who can you trust to administer your benefits plan?

Hundreds of thousands trust C&R Consulting

Who We Are And What We Do

C&R Consulting, Inc. is a professional third-party administrator of multiemployer and single employer benefits, focusing exclusively on the administration of union benefit plans (100% of our income comes from this source). We provide administration for a number of New York and New Jersey plans, covering over 100,000 active, inactive and retired employees.

C&R Consulting, Inc., receives and processes over $150 million in annual contributions to the various plans it administers, with a total asset value of our administered plans estimated at $750 million. From our welfare funds, we annually process and pay over 500,000 medical, dental and optical claims totaling more than $35 million.We issue over 10,000 monthly pension checks to retired employees and beneficiaries which, when combined with lump sum retirement benefits, amount to more than $45 million annually.

Our Candor Direct software is custom designed and maintained in house. You can rest easy knowing your data is safe, secure and readily available when you need it. We can tailor Candor Direct to your requirements with custom reports and queries to ensure that you get the information you need in realtime. Our dedicated IT staff will design, test and implement your system according to your specifications. From pension and annuity processing, remittance processing including dues and welfare, medical claims Candor Direct can do it all. And in solidarity with our Union brothers and sisters all our software develpoment, maintenance and hosting is done here in the United States.

Learn More »


The Principal

Robert Costello is a founding principal of C&R, bringing over three decades of employee benefit experience to client and consulting relationships. During that time, he has served as an Administrator and Trustee for many Taft-Hartley pension and health benefit funds. Mr. Costello offers specific expertise in crafting union plan benefits and is presently a health benefit consultant specializing in cost containment and plan design.